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Credit ratings are a scam to raise interest rates. If enough people would walk out the door when the loaning institutions say they are going to check the credit score, the banks would learn to avoid them. I can post a credit descrepency on your credit report and you have no recourse except to have me correct it by prov...more
credit scores are nothing more than an excuse to charge you more in interest and fees.
The words "loan shark" comes to mind every time I see someone advertising to deal with you no matter how bad your credit may be.