This would have been more helpful for me if you'd included the retail cost of items like flour. You generally can't buy 24 oz! My guess is home made bread is quite expensive if you buy flour 5 lbs at a time, probably pretty cheap if you buy flour and yeast in bulk (but I'm not about to do the math!).

Mister Manners--You're right that you draw no interest, may have fees, etc. This is advice for the people who don't have it qute as together as you. MUCH better than taking out a payday loan! I think it's a worthy idea in the right situation.

Or...bankruptcy filings are declining because people are still in trouble but can't file again for 7 years.

*I* wonder if the reduction in beef & meat consumption has anything to do with the "pink slime" that appears to be a major constituent of hamburgers and chicken nuggets!

Sadly, Bank of America considered me "delinquent" when i tried paying every 2 weeks. I started on a 3-payday month so I would always be at least 1/2 month ahead. They sent me a collection notice because I didn't send the whole payment at once. When I called i got a lecture and an offer to pay bi-weekly if I paid them a...more

One of my own grown daughters is in grave danger of my "forgetting" to purchase a birthday gift for her next time around. I don't care if it's a phone call, text, email, or snail mail, but no thank you, no gift next time.

It sounds like friend has connected with a shelter, so he has some support. Perhaps friend could give shelter counselor permission to speak to Evan & together they could formulate a plan.

Boeing Employee's Credit Union (BECU). Washington. I believe it's now open to all WA state residents. Free checking & the first $500 of your balance earns interest. Lots of Puget Sound area ATM & service centers, on-line banking. They participate in an ATM network that allows you to, among other things, deposit checks ...more

We don't mind watching older content & just loaded up on $0.99 DVDs from Half Price Books & the local pawn shop.