Incorrect information on Roth IRA distribution. The principle can be removed at any time without taxation, but any earnings are subject to taxation unless you are at least age 59 1/2, use the funds to buy a first home or take the distribution due to a disability. (See ) . The lesson to take away from this is to get exp...more

Granted, on initial examination it works out to $55-$65 (around $2 or so per month) the first year, but if you look at it closer you would realize that it would cost each person, on average, $45,000 over a 25 year span due to the effect of compounding. The greatest impact will be seen long after these yahoos are out of...more

CEF= Closed end fund.

We have been using a rewards card for all purchases and bills for the last 15 years. We have used the rewards for free hotel nights, rental car days and gift cards. I recently purchased a DSLR camera using gift cards earned through the rewards card.

Another thing to consider is all of the retirement accounts that depend on dividends for income. Any IRA 's other than Roth accounts are taxed as ordinary income already. They do not have the tax advantage of the 15% rate on dividends. A lot of seniors depend on or will in the future depend on that dividend income.

But don't forget that most of these investments are through IRA's and 401k's which are taxed as regular income when withdrawn, so the 15% tax is not applicable to them.

Since when does a Porsche 911 have 4 doors and a VW badge? See slide 7.

Unfortunately, if you do the math, very few will pay for themselves in a reasonable amount of time. Only 2 seem worth it to me. The Audi A3 TDI will pay back its extra cost in 2.5 years with its fuel savings. The BMW 335d takes 4 years of fuel savings. The rest take from 9 to 20 years of fuel savings to make up for the...more

The changes are not reflected on the websites that I checked tonight (4/1/2010). Freecreditreport.com has the appropriate disclaimer at the top of the page, in blue, but not in large font, and no hyperlink to AnnualCreditReport.com.   Freescore.com and Freetriplescore.com are missing the hyperlink and the disclaimer....more