Boneyard, you said it well.  Wage inflation is gone because there is an abundance of workers.  It's all supply and demand.  More workers, same number of jobs, lower pay, harder to get a job.  There are too many workers!  It's creating a strain.  Can't you see that?  Why would an employer shell out top dollar when there...more

You think Liberals are the spenders you're wrong.  Who started two wars again?  How much did that cost?  How many trillion?  What's our total debt now?

More women in the workplace has created a tremendous strain on the job market.  It has really killed wages too.

Life sucks.

What do you read articles for anyway?!  No one is telling you to do anything.

By all means read... But why buy the book when you can rent it for free from the library?

Judaism is a religion, not a race!  Therefore what he said is not racism!  It's prejudice, but not racist!

Sounds to me that you're were pretty irresponsible.  The bank didn't make you buy anything.  You were sold it.  They are salespeople ya know?  You just couldn't resist the temptation to say "Yeah, that's my McMansion.  Bet it's bigger than yours."  You never imagined that you would ever be without your $100K job.  $100...more

Pay it off slower and invest.  People that disagree with that are the same people that pay cash with everything and refuse to use credit cards even while paying them off in full each month.