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Joined on 4/11/2009

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to those that think the financial institutions should set their own guidelines because "it's their money" miss the point - it's NOT their money, but the depositors (and taxpayers if they fail).  The points of a large downpayment are: 1) they demonstrate the borrower is financially disciplined, 2) the bank has some marg...more
10/2/2011
Real Estate CommentsCOMMENT

Discussion 2009-02-24T17:44:17

I agree, 50-yr Mortgages is similar to what got us here in the first place.  I've about come to the opinion that 15-Yr notes are the best path - at least you have real amortization of the debt.  There was a time when people thought of their mortgage as a temporary item - a means to the end of complete ownership.  With ...more
4/11/2009
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