I sorta love you for writing this...yea for the TRUTH!!! Other than the Wal-Mart piece (I can't stand them and haven't been in one since Sam died and it was outsourced to China) I completely agree with you. I tried coupons, had some personal gratification, but dang that stuff takes a lot of time and my time is worth WA...more

John, You are chewing on the crazy tree if you think regular people behave this way. I don't steal things or get thrown in jail every other dang week. When I look in the mirror to judge myself I can honestly say, I am a responsible adult who made it through to adulthood without jail time. So if you want silence, be sil...more

What an idiotic statement, the ONLY loan with no bailout opportunity is a student loan. They aren't eligible for bankruptcy and they will stay with you for life, the government just takes your tax returns and garnishes wages when you don't pay. You have to be rich to get bailed out!

Wow, this is completely unhelpful Liz. I appreciate what people are saying about not getting loans but twenty five years ago you were preaching a different sermon! Then, ten years ago, when I was in default and trying to fix it all, I consolidated my student loans at 8% interest. There I was and here I am, trying to be...more

I disagree with putting the onus on the workforce. In my experience, the workforce has had to do more with less for a very long time. There is truly only so much a person can do before they burn out. We have fewer people being asked to do more work for less money and that is unsustainable long term in the workforce. Em...more

I don't understand the anger and name calling. Can't you be civil? Why are you so angry? It's just an article for heavens sake, nothing controversial even, just insurance.

Thanks, MP! I have been working on my financial situation along with the WIR and have always found these articles inspiring. I have NO lifestyle debt anymore! I was out of work for about three years and it took me six years to recover. I recently paid off some medical debt and a new computer and next year I'm planning ...more

Seriously? Half of these responses are so poorly written it seems a wonder that any of you were actually accepted by a University, much less graduated. If you had tried getting an education instead of getting drunk maybe you could pay your bills. It's hard to pay these debts, that's very true, but you accepted the mone...more