Sigh!  Look at these temperatures!  Is summer NEVER going to get here?  So sick of the cold!

My advice?  Pay off everything before you retire.  Have a nest egg..401(k), savings, whatever.  Try to find something that will generate a small income during retirement.  You'll be fine.

Whitney needs to give it up.  When I saw her on DWTS, I knew she was not going to make it back.  Years of drug abuse and smoking have taken their toll.   She needs to direct her energy some place else.