While this article looks like an ad for Vanguard, one saves alot of money from the lowest fees around. Most other funds start you in a 1 to 2% hole. I have had Vanguard index funds as well as their managed funds like Windsor II and Primecap and the results were excellent over time. I rely less today on index funds, tho...more

Chances are that if one needs to withdraw from a 401k before 59 1/2, they never put aside enough emergency money in the event of job loss, medical bills, etc. It isn't always easy but it is a must. The other smart move is to wipe out all debt before retirement.

My studies were in the sciences, and biology or chemistry is pretty much the same where ever one goes. Its the environment that differs. For all these symbols, I don't see a beer keg. So, I'll select the urinal. That about sums up my 4 years. All the success in my career was due to what I learned and applied post-gradu...more

Should put their business online, cut prices, and shut down the store. Let others showroom for you.

AIG is not the same company it was before. Completely new management and attitude. Daughter works there and loves it. Managed to rebuild business and pay back gov't ahead of schedule. Their customers always loved them. All they did was sell an insurance product meant to protect banks, who bought bundles of bad mortgage...more

This is the short list. Most of us probably have a decent regard for small, locally run businesses that depend on good customer service. But big, national banks, monopolistic cable company, Wall St firms, airlines, etc., could not care less about us. Now we can add the cruise lines. They all think they can manipulate u...more

what are the guys going to do now between events, take their wives sightseeing?

Often thought about moving out of the USA before the gov't comes and tries to take everything I have. The new formula for staying in power is to give away the money from hard working people to the millions who find it easier to look to the gov't for entitlement programs. Such mass dependence ensures re-election of one ...more

Figuring the list is easy. The locations are the ones with homes for sale. Check the links. This is just an advertisement.