History shows a big run up in stocks for the first year or so during the recovery phase from a recession. Then the growth in the market slows considerably. Taking the long term view, the stock market has been flat for 10 years. Also, the good earning numbers are relative to last year and are the result of cost cutting,...more

I'm opposed to tips automatically added to restaurant bills. We lose the option of "adjusting" the tip based on service. Also the service staff loses incentive to give great service. And last I have read many a story of restaurant owners keeping a portion of these automatic tips for themselves. Then there is the issue ...more

If your goal is early retirement without working a single hour, it can be done. Just need a good plan and stick to it. I quit working at age 50 and my wife retired at 56. Our income is the same as when working, moved to a lower cost of living area, and have no debts of any sort. Our days are filled with fun and interes...more

Any cash I need in an emergency I borrow from myself. Its called using collateral, which is all that use to matter to financial institutions that make loans. As long as you can cover the amount borrowed, the lender had no fear about repayment. The cashless society is simply a term invented and marketed so all purchasin...more

I will not be a slave to credit scores. Eliminated all debt a few years back. Only need for high score is insurance rates. Seems people with low scores tend to put in more claims and for higher amounts. I'd rather pay higher premiums than be controlled. Had a few cases where I disputed bills and was told they would put...more

One can get a good credit score within alot of credit card use. If you pay all your bills on time and have done so for a few years, your score will be good. They don't look at just the use of credit but the amount of credit used as a ratio to available credit and the reliability of paying bills on time...everything fro...more

I guess people need to get a credit cards so they can learn they are far better off without them. Carry a balance and you find youself paying alot more for an item than if you just saved up the money and paid cash. I just passed my 20th year of no credit card balances. Only use debit card and AMEX which is paid off eve...more

Conde Nasty. Couldn't even find buyers for these properties. Tells me print publications have absolutely no future. We'll all have small tablets to carry around to read newspapers, books, and magazines.

It's only money and there are just so many toys one can buy. But they suffer from many of same things we do...ill health, bad relationships, ungrateful kids, eventual death, etc., and as public figures in most cases, it's for all the world to see.