Biggest upside of Facebook is keeping in touch or finding long lost friends and schoolmates. Posting pictures of what you had for lunch and pictures of the neighborhood pets - meh....

"Someone who earns $35,000, saves 12% to 13% (including a company match) and who gets an annual raise of 3.5% and annual returns of 7% would save a million dollars" And pray tell, what fantasy land is this that the employer will match 13%? And where are the 7% returns? Same fantasy land I presume.....