I think another tip should be "always tell a friend before you do anything." The friend can be your favorite bank teller, or the postal worker who delivers your mail, any police officer, the staff at your local senior center, the person who helps with your taxes. These people can remind you that if it sounds too good t...more

I spent  a fortune on a golden doodle, until the vet took me aside and said "you know, he is just a dog. He is handling most of these issues fine on his own ( bloody paws from ice because he wouldn't wear booties, upset tummy from finding the occasional carrion bone)" He is six and doing great! Did you see that beautif...more

Hochmans video is very helpful. What about the debate between disposable diapers and diaper service? What are the economics?

In a major forest fire, firefighters green flag (we can defend) or red flag (we can't defend) areas based on safety and escape routes for the firefighters. If you are under a mandatory evacuation order, you should be red flagged - too unsafe for rescuers to go in.  If you decide to stay, you are on your own. I don't t...more

We do remember that if mom and dad co-signed the loan, they will have to pay it back regardless of junior's bankruptcy? And if M & D don't cosign, and junior can just take a bath in bankruptcy,why would a bank lend anything to someone who has no known source of repayment except that job Obama is holding for him? I can...more

This article is nonsensical. OK, I am Ethical Edith, the college financial officer. You want to go to my Ivy League school and major in journalism? Nope, you can't. The medium income for a journalist is $36,000 per year. Ivy league schools cost a minimum of $180,000 for a four year degree. I can't ethically let you bo...more

If I didn't stay at your hotel, I won't eat your free breakfast buffet. It is amazing to me how many people will pick some colleague up at a hotel, or go to a meeting, and stop by the free breakfast buffet. Guess what? It isn't really free.

Yes, I did. And yes, I lost a friend. We shared an apartment. We both worked retail, for minimum wage. I had a savings account. She didn't. She used her money to fly cross country to visit her parents. She just needed a small loan to cover the current month's rent. I lent it to her. Then she announced she was leaving t...more

I was going to say something snide about the interesting fact that Liberty University chose as its financial partner the Higher One - but having never heard of Higher One, I decided to look it up.   Interesting. According to the web site, it was founded by a Yale University junior and two other students in 2000 beca...more