You are poor my man

You aren't even close to middle class

Fantasy Land

Hate to burst bubbles but if you aren't making 200k plus a year in an Obama led society with $3.20 gas, you aren't middle class, you are poor.

He contributes to setting your tax bracket so yes he does figure into your finances

Or own a business with continual cash flow

Never draw more than 4% a year from your retirement accounts

Absolutely agree with this assessment!

You should of had that house paid off by 1991, bad choice.