Mark - HARP worked for me but only after months of digging for the truth. WF Bank ran me in circles and routinely provided incorrect information to other banks when they called to verify. After a formal complaint to Consumber Protection, WF Bank finally said I qualified. They said the government sets the rates and mine...more

For months I tried to refinance under a Freddie Mac/Fannie Mae program with my current mortgage holder WF Bank.  Even though I qualified according to FM/FM, WF Bank kept telling me I didn't qualify.  When I tried to contact other banks they checked with WF Bank who told them I didn't qualify. When I finally submitted a...more

Xenaphobe?  I wonder if you doubt any white people ever received a dime from the governement to help with child care, or dropped out of school, or committed a crime, contributed to traffic, or drove a V8 pick up truck with 12 miles to the gallon.  Probably not, huh?  Obviously the title of the article spurred a specifi...more

oh and ps.. for most of you that say you will never fly Spirit again...I'll see you in the Spirit line when they offer fares lower than everyone else.  Americans have proven their conviction lasts as about as long as the next 50% off coupon or similar offer.  Yeah, yeah, not you but those other people.  Sure.

Giving him a refund would open the door to anyone and everyone demanding a refund for this and that. If you make one exception to a rule, it is no longer a rule.  What do you think would happen if he were given  a refund and then a minority person was not given a refund for another "catastrophic" situation?  I wonder i...more

For the record, I am not near foreclosure.  Sorry a little long but here is my official complaint with the Consumer Financial Protection Bureau.  So far no word back yet.  Maybe if enough people want action, something tangible will change.   Describe what happened so we can understand the issue... In early February ...more

The funny thing that strikes me is not necessarily only a BB phenomenon.  Many positng here all demand and expect great customer service and knowledgeable staff but I can't remember when was the last time I was "wowed" or even pleasantly surprised by an exchange with any company representative, not at a restaurant, clo...more

"Compensation" which is not the same as "income" which means they pay little or no income tax as noted by at least 1 of these guys, Kinder.  Oh there's wealth redistribution in America but it's not in the direction some want you to believe.  At some point the rest of us will have to barter with something other than dol...more

I'll admit that I'm illiterate regarding investments but gold makes no sense to me.  Yes it is a finite metal but it is not diminishing.  95% of all the gold ever found is still around.  It is not depleting.  I get that it has value because it's shiny and there are people that want it and make it valuable but why not s...more