individual                          = corporation low risk  (not lose money)            = high risk (can lose money) does not pay unemployment tax = pays unemployment tax pays federal /state tax                   = pays federal, FICA, property, corp, sales taxes pays nothing for benefits              = pays si...more

Last time I went to JCP they were constantly gibbering over the PA in both English and Spanish. Thought I was in Fiesta or Lil Mexico! Very annoying. I live in Texas, not South America!

Remember last summer roller coaster? I'm afraid market ride will be rough as some try to influence our votes one way or the other by massive sell offs, etc.

Did you have to pay refinance fees, etc? We have considered refinancing but the fees out weigh the costs associated.

I am holding my AMZN for now. Think they will recover since it is still the place everyone turns to first for goods and I have enjoyed using my Kindle for several years.