It is possible, and not all that hard, to repair your bad credit. It takes some letter-writing and maybe several months or longer, but you can greatly improve your score. Just use the same methods credit repair clinics use. Google relevant terms, or "If you have bad credit, you aren't necessarily stuck with it for year...more

I wouldn't really call it a "hidden tax" but if you're self-employed you can probably cut the amount of SE tax you pay a LOT. Google "Useful Tips for Tax Season, and for Your Business or Retirement"

This should be a no-brainer. If not, do a search on  "how to buy bullion and why you should"

As long as the gov is determined to pay its bills by printing money and borrowing a few trillion (or more) every year to add to the national debt, EVERYTHING MUST go up in dollar terms. Especially things that are widely considered as alternative money (alternative to paper that is). Silver has to go up more, and is the...more