How about you retire when you've saved enough to be able to retire?

Phyllis Reid - It stopped being your money when it was taken from your paycheck.  It's not sitting in an investment account.  It went right out the door to pay current retirees.

You're wrong.

It's funny that the same people that don't know the definition of socialism, yet refer to the president as a socialist, are now complaining because they might not receive THEIR government money.

If you only paid $60k in FICA tax over your working career, you would NOT be living like a king had that money been redirected into a 401k.

Everyone believes an entitlement is what the other guy is getting.  The reality is an entitlement is something anyone receives from the government. You did not "pay into" Social Security.  You paid a tax, and the proceeds from that tax were used to pay other retirees, etc. It's humorous that the same people that ...more

You plan appropriately so what you are describing doesn't occur.  You save while you're working.

You had plenty of time to save.  As has been mentioned numerous, SSI was meant to supplement retirement income, not be the sole source. Regarding your 2nd point: 1) It would appear those making more than $113k already paid more than you, and  2) The more people pay in, the more benefits they accrue - it doesn't fix ...more

1) Look at interest paid, not interest rates. 2) It's only a business expense if the business is paying for it or reimbursing you for it.  What you are describing is a personal expense.   3) How does driving a particular car show people you are capable of consulting?