I retired last February after over 33 yrs. at the same job. I've paid off all my bills, and it doesn't take much to live now that I don't drive as much, eat out as much, etc.  I'll apply for my social security at 62 and enjoy the extra income.  Life is short and there are no guarantees.  Take your money, live simply, a...more

I worked in social services for over thirty years, and I've seen firsthand where major cuts and savings could be made.  The general public has no idea how much is being given out as benefits to people who are physically and mentally able to be employed. It's just an incredible drain.  Anyone who can't take care of them...more