This is where Wall Street rips you off. The stock market isn't rigged (the bond market is another story). The Wall Street guys invest your money (so they don't even have to save their own) and can get a 1.5% or greater return (in some cases) for themselves all the while under performing the broad market. You can't even...more

I will make it easy for you. If your employer gives you a match then max out there match after that put your money in an IRA and choose low cost funds.

You can likely find someone to insure you without it but the cost will be high. A credit check is part of the underwriting process so without it they will charge charge you a high rate based on having bad credit.

Crawdad49 What makes us think we can ride in the road and not on the side is the law that says we can. Bikes are allotted the entire lane. Most bikers ride to the side because it is polite. I assume you are just as polite and pass them safely.

thisplanet I like that you are thinking of solutions but I wanted to let you know why your second idea wont work (extending home loans to 100 years). Doubling a loan length does not cut the payment in half but rather only cuts it by a small amount. On a 200,000 loan at 6% for 30 year payments would be 1199, at 60 ye...more

Irun, Sorry for being 100% wrong. You don't need to be so harsh. To save $1 million or more would require regular savings for 30-40 years or more . I don't know very many people that work for one company for that long, thus never getting a million in a 401k. I am guessing and only guessing that there are a greater numb...more

To 'Icantstandit' Good for your. Congratulations on your success.

This is just dumb. Most people leave a job and roll a 401k into an IRA. Since the article is making all kinds of statements about retirement savings as a whole they should count all of an individuals retirement savings. Sloppy Journalism.

The reason that grocery stores are not located in poor neighbor hoods is because their is no profit there. As another poster pointed out there tends to be a lot of theft loss. There also tends to be a lot of vandalism which not only cost money to clean up but also chases away business. The people running grocery store ...more