To say you can't buy fresh fruit or meats with coupons is true and false. There may not be a coupon for fresh fruit, but if they are paying me to take my laundry detergent out of the store, the money I save gets my fresh fruit for free as well. There are coupons for free milk with a cereal purchase.   Yes, it take...more

I am glad that works for some of you, but if you think you are pulling a fast one on your credit card companies, you are fooling yourself.   Here are a few comments in response to a few below:   My debit card pays into my kids 529 also.   If you do not have enough money in your bank account to have the fund...more

I need to add that when I do not use my debit card as described below, I use cash. I have a set amount I take out each month for food, eating out, and misc. expenses. When that money is gone, I stop spending. What a novel idea. That keeps the amount of cash I carry to a minimum, it keeps my spending under control, and ...more

I have been credit card free for two years. I can not think of a time that you need a credit card. I shop online, I reserve hotel rooms and rental cars, and even book flights. All with my Visa debit card. Since it is a Visa card, by law it has the same protection as a credit card. I had someone aquire my card number (p...more