There are a lot of ifs in the article: After bankruptcy, new credit cards. The best way to have the money to buy things you want is to save up for it and that's the hardest thing many people will have to learn how to do after bankruptcy. We are so conditioned to wanting to buy something right now this very minute wheth...more

When you want to buy that big screen TV, a brand new car, or that dream home I always say four words at the end and that is: SAVE YOUR DAMN MONEY! This is why you keep seeing articles about the debit card because more and more people are doing just that saving up for the things they want to buy. What the hell do I need...more

You don’t need a credit card for any of the 6 reasons mentioned in this article. Credit cards help your credit scores. When you save your money you don’t need to worry about credits scores for example you want to but a $23,000.00 car. Instead of buying it with a credit card you save up for it and pay cash! You don’t ...more

I'm just like so many fellow Americans out there too! I had planned to pay off all of my credit card bills by the end of this summer but I lost my job last Sept. and I've been unemployed ever since. I have a small income but it's not enough to pay all of my bills the way I use to so first I'll ask the credit card compa...more

Every time I hear about credit cards or credit scores makes me mad! Thousands of people out there are in debt way over their heads because of credit cards. What these financial gurus should be telling everybody is to get rid of all your credits and encourage people to save their money for the things they want to buy! C...more