KIll the housing market is a bit of hyperbole no?  Who wrote that line, lenders that may have to retain some of the risk? "The proposal as introduced will literally erase a decade of accomplishment in defining what is a responsible loan,"   What do we have to show for this decade of accomplishment?  Did you help the...more

Edita, you really think banks want home values to go down?  Banks are doing everything in their power to keep values high, otherwise they have to write the loss from a depressed short sale or foreclosure on their books.  That's why the accounting rules were changed, so that they could pretend home values were still inf...more