Middleclass people in their 20s to 40s don't have a chance with the higher debt and health care costs...they will get crushed.  A trillion dollars in debt every year.  Young people do not understand the consequences, yet it is OK with them for politicians to buy their vote with extra benefits. The zombies are coming an...more

We have experienced a financial firestorm, which does suggest that we are probably in a secular bear market. As for stock picking, investors with money might consider pecking at the mid and small-cap sectors because those companies represent the considerable change that is sure to come.