Insurance companies DO NOT care if you have a clean record. Many people can't afford the high rates and that is why many people cancel their policies. If the insurance would make the rates affordable, I would be willing to bet more people would have it. They will jack your price up if you have even a couple weeks of la...more

For all you Colorado people who swear up and down that you have been bitten by a brown recluse... chances are you were not. You were most likely bitten by a yellow box spider who's bite is very similar to the recluse. I have researched this extensively and brown recluses can not survive in the Colorado climate for very...more