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Another advantage of a Roth is that, after the initial 5 year waiting period, you can pull out the amount you paid without penalty or taxes to cover any sort of emergency. (The reporting is screwy untill you hit 59 & 6 months but it works.) Also, you are not forced to make withdrawals after you reach 70 & 6 months so...more
Recommended New Law:
o Tax dividends, capital gains and inheritances as ordinary income.
o Charge medicare and Social Security tax on all income. (However, set maximum Social Security pay-out at no more than the average adjusted gross income of all taxpayers in the most recent year for which data is available.) ...more
I don't see why total un-bundling should cost the cable companies anything. They can just include their full mark-up in the basic hook up fee and charge actual (pass thru) cost on a channel by channel basis.
Visa & Mastercard should not be able to prevent merchants from providing a discount for cash. Merchants should set nominal prices to include the highest transaction fee, and then offer discounts for cash and/or low cost transaction cards.
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