Gerri, been there.  I worked three jobs (1 full time)  to get out of financial trouble before  That is why we buy what we can afford.   During this recession I have lost my job and my husband has been on 32 hrs worth  of pay for 3 years now.  We have a house payment we can afford, we don't have smart phones, we stil ha...more

The house values will go back up.  That is the chance you take.  This is not the 1st time house values have gone done nor will it be the last.  You have to buy smart.  No loan should change just because your house is now worth less than your loan unless you are willing to pay back the money to the banks when it goes ba...more

I am tired of people who are irresponsible getting rewarded for being that way.  Buy and pay for what you can afford.  If you need money then work for it, sell something, clean houses etc. We bought what we could afford to pay for.

Bank of America is not forgiving second mortgages from other banks: it is their own second mortgages.  In fact in the article it said that the 1st mortgage didn't have to be with Bank of America.  This is just wrong on so many levels.  If the people borrowed the money then they need to pay it back.  Somebody will pay f...more

For most people being poor is what they chose.  I have had financial problems over the years that required me to work 3 jobs at one time to pay the bills.  We do not have smart phones, HDTV's (still have a tube tv and only one), no netflix, try to get a deal buying anything and everything we need, we have programmable ...more

They didn't get our permission they just moved it to somewhere they didn't have to pay to store it.

My husband was involved in a three vehicle accident where all vehicles were totaled  in early Jan where the guy in the back was 100% at fault and charged.  His insurance company  (GEICO)accepted liability  and we have been fighting them on the value of the car ever since a few days after the accident.  We have been giv...more

As a 30 + year couponer I think you are missing the whole point of couponing.  Yes on the manufacturers side it is about getting you to try their products.  Many years ago packaged foods comprised a large quantity of my coupons, now these are some of my smallest categories.  But couponing has made it where I spend appr...more

I so agree with the article.  I also watched Walmart undercut their suppliers and competition to get a stronghold to the point of actually cutting a supplier out of the market.  And to the person who thinks Walmart has low prices you are fooling yourself.   I have shopped Walmart in the past and every time I went in th...more