Amen Brother!  I have the same problem!  Why does my bank tell me I can't refinance and lower my payment because I don't make enough money?  That makes no sense!  I'm making the payment now so what makes them think I can't make the lower payment after the refinance? They got me by the b*lls is what it is!  They know th...more

Timoreno, You drive a 5 year old car?  I am envious! I drive a 15 year old Ford Ranger with over 200,000 miles on it!  I don't have cable TV or satelite or a smart phone.  You've been lucky is what it amounts too!  You've been able to save for retirement.  I've been through numerous layoff and salary reductions over th...more

All of this would come to an end if we did away with online banking, loans, etc.  If everyone went down to the local bank and talked to a real human being face to face to get a loan or a credit card the problem would be gone.  It's a side effect of greedy corporations who want their services (loan shark) avaiable to ev...more

I'm 46 and I had a Mt. Dew for breakfast this morning!  Regular, not diet!

Target audience 18 to 24?  I'm 46 years old and I had a Mt. Dew for breakfast this morning! Regular, not diet!  And no, I am not an overweight soda drinker.

Specifically directed toward blasterguy_1: You big cry baby!  I'd love to have a 2.3% raise!  Everyone at my company recently had to take a 10% pay cut to keep their jobs!

WFT is all I have to say!

If anything, don't we want people to retire earlier?  That way they will leave the workforce, they can enjoy their retirement while they are still healthy enough to do so, and at the same time solve the high unemployment problems we now have!