I agree with much of User903960's thoughts. As a retiree looking for income I still like some of the old tried and trues for dividends many that have come thru all the ups and downs over the last 50+ years. For the long term we don't look so much at the gains but at the steady dividends, maybe not huge but better than ...more

I won't shop Black Friday or any other holidays, I will work it and I am glad for the extra hours. If people don't wish to shop they are free to stay home. In this bad job market many of us low wage people are greatful for any extra hours, low wage is much better than no wage. So, people who bemoan our fate to work dre...more

The holiday shopping nonsense is all about profit, but that is why business exists is to make money, they call it capitalism.  The retailers will find ways to grab your bucks as long as you allow it, if you oppose it then you are free to stay home.  I am greatful for extra working hours as my low wage is better than no...more

Responsibility, pride in yourself and good financial management is something you teach your "kids" staring when they drop coins in a piggy bank and say the word "dollar".  If you "kid" has zero responsibility at 18, you are 17 years too late to start. Yes, there are jobs, not glamorous but low paying jobs, any dollars ...more

Pain is COMING to the pump ??.... duh.... in my world it came a couple years ago and never left. The good old rule of supply and demand, if they keep the drilling and production down so less is available, then the price goes up..... last time I had the misfortune to be in DC, every gov't building we entered (in Decembe...more

If you look at some of the insurance company actuarial studies they show that people live longer when they retire early, away from the stress and ratrace. So if we work longer until we are 70+ and die sooner it will eliminate a lot of old people, problem of too many old folks gets solved in about 2 generations. It's th...more

I won't look at companies I "love", I will try to pick those that are a wise investment. You might be wiser to buy those companies who produce what people really need, in a tough economy look at necessities not "stuff" or fads or big retail, like ConAgra foods or General Mills, Proctor & Gamble is soap and toothpaste, ...more

It will be a toss up which goes first, Sears or Penney's. I will say that we had their in-home service for a Craftsman lawn tractor recently, they showed up on time and fixed it first try, technician was polite and seemed to know his stuff, not sure if we was a subcontractor. Other than that their stores are a disaster...more

The vast majority of small start up businesses don't make it, pie-in-the-sky ideas. DO NOT risk your retirement $$ or home equity, at 60+ you will never in your lifetime be able to earn it again. Whoever wrote this article obviously has not been there with the red tape and costs of doing business, let alone be able to ...more