Another solution is to eliminate the dealership model entirely and sell cars directly from the manufacturer via the Internet. Each manufacturer could set up metropolitan based display centers where the products could be viewed and tested, warehouse facilities could be nearby, and deliveries could be accomplished quickl...more

That pricing model has been tried multiple times and proven not to work. The issue is simple, really. Most customers will want a better price than your "best price" and will haggle to get it. The dealership down the street will discount to get your business and the sale is lost.  In addition, a large chunk of buyers, b...more

136mm is not as much as it seems.  I would need to be very careful not to spend it all.

Here is the real issue:  if car delerships all go to a one price system, then prices will climb for the majority of car buyers.  In a former life, I was deeply involved in the car business.  Many of you won't believe this, but roughly 20% of the car buying public pays full price, and often more, when they buy a car.  T...more

If you signed the note, then you should pay it back on schedule.  If you can't, then you should give the home back to the lender and face whatever the consequences are per your agreement with the bank and the local laws.