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Welcome, Queen of Credit Cards

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Joined on 1/29/2007

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Smart SpendingCOMMENT

5 best thrift store deals

I get my books... including eBooks at the library   I've found a lot of nice clothing at thrift stores, but the past few years their prices have gone up dramatically.   Great place for costumes. I pick up clothes for party themes, etc. Recently found a velvet bridesmaid dress and peasant blouse to make a costu...more
3/19/2013
Smart SpendingCOMMENT

Many holding out for Cyber Monday

Why wait 'till monday to shop online or wait in line on Black Friday? I'm getting up tomorrow, putting the turkey in the oven and doing my online shopping while it cooks.
11/21/2012
Smart SpendingCOMMENT

Should we rebuild in flood zones?

I think in areas that have an extremely high risk of flooding, once a major flood has occured causing major damage to the majority of the homes in the area, the government should not allow permits to rebuild the destroyed homes in areas determined to be unsuitable for residental use and should use eminent domain to buy...more
11/20/2012
Smart SpendingCOMMENT

Downside of maxing out credit card rewar...

Here's an easy fix.  Run a credit balance on the card.  If you typically charge $2400/mo, send them an extra payment of up to $2400, then each month send a payment for the amount you actually charged.  When they report the balance to the credit bureau, it will be 0% utilization and you can still collect the rewards. ...more
8/24/2012
Smart SpendingCOMMENT

Benefits cut for the unemployed

I can see the argument about people not being motivated to take a downgraded job if they are getting unemployment, but on the other hand sometimes people do apply for just any job and they get turned down for being overqualified.  I think a good compromose would be after a few months of unemployment if a person really ...more
6/2/2012
Smart SpendingCOMMENT

Is Mom still paying your cellphone bill?

I keep my daughter on my family share plan and she reimburses me the $30/mo for her line and she's on our auto insurance and she reimburses me for the share for her car. It's cost prohibitive for young adults to get their own plans, and I don't mind sharing so she can receive a discount, but I stopped paying her share ...more
6/1/2012
Smart SpendingCOMMENT

Jury duty: Can you afford it?

First, I think people should be paid their regular rate of pay with the court picking up the cost and people who are not employed should be paid minimum wage for their services.  The judges and lawyers are paid, why should the jury work for free?   I also think that people should be able to volunteer for jury duty ...more
2/17/2012
Smart SpendingCOMMENT

No more free power in public places?

Just curious about how much an electric measuring device might cost and the cost to process the transaction to charge me for the $.08 of electricity to charge my cell phone at the airport?  I don't see it as being cost effective to nickle and dime people in most cases.
2/16/2012
Smart SpendingCOMMENT

Why I never shop at dollar stores

I like dollar stores.  I agree that dollar stores are not always the cheapest, but they're sometimes the cheapest and rarely significantly overpriced.    For the office supplies comparison - yes, the office supply stores are cheaper if you buy in bulk, but maybe I don't want a dozen of something.   For the mos...more
1/11/2012
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