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Everyone says to change to a Credit Union. Most Credit Unions are fair. BELLCO CREDIT UNION in Colorado is far from fair. They charge $35.00 for each over draft, even for 1 cent over. I deposited money into their ATM, and due to a malfunction at the ATM it was not credited. Soooooo ... I had 10 overdrafts. Cost ...more
Well, In colorado it is illegal to add a surcharge to a credit card purchase. So all I do is send an e-mail to my bank and they remove it. sometime I need to send them a copy of the LAW.
A couple of things I have done, when I am out of state, If they try to add a surcharge, I just say no thanks and walk out the d...more
If my doctor turned a $5.00 bill over to a collection agency I would find another Doctor for myself and my family. And when they called me and asked why I was leaving, I would let them know. And then ask how they feel about loosing 4 patients ove a $5.00 bill.
I had the same problem as almost everyone else on this post.
My house is valued at $325,000. I owe $195,000. interest rate 5.75%.
I tried to refinance my house to get a lower interest rate, did some shopping around for the best offer. Bad idea. Big mistake. Each time I called they had to run a credit check...more
Read one comment about having cards and just making small charges. I do the same thing. Charge very little. Refuse to have e-bills. The card company MUST send me a paper bill. To make things better, When I pay my bill, I pay via check. Usually 3 - 4 in each envelope. Each with a different amount. I don't write ...more
I'm not an expert, but I think it would be better to give the individual tax payer a break. Sure you can give the business owner a break, but that only goes so far. If the individual was given the break, they would have more money to spend at the small business. If there is no money to spend the small business owner...more
This works out just GREAT. The banks can borrow money from the FEDS at almost nothing, charge the consumers outrages interest fees, and pay the consumer very little in interest, while they charge outrages fees. Then give the CEO’s an outrages bonus.