Who needs insurance that only pays for the stuff we can afford (office visits) but not the stuff we can't afford (like hospitalization and surgery)? That sounds pretty much like not having health insurance at all.

Really? I was not being snarky at all. Just making a statement that this has been going on for years. Lighten up.

The staged accident is ancient. They were doing this in NJ back in the 80s when I used to be a claims adjuster there.

What's the biggest bedroom in a rental property? The renter's suite?

If you lose a job over 50, it's very hard to get anyone to hire you. If you do get hired, you will make a fraction of what you used to make. God forbid, you become sick and have medical bills to pay.

Yes we do, but nobody give a sh!t what we think. Our leaders do what they please and still manage to get re-elected.

I haven't seen anything that says that the employer has to pay for the health insurance, just that the employer has to provide it. Can an employer offer it, but make the employees pay for it by payroll deduction?

Even healthy people have accidents. Eating healthy doesn't mean you won't fall down a flight of stairs or be in a fire.

I use coupons for items I was planning to buy anyway. Otherwise, they are not always the best deal.