The smart people pay off the entire balance of their credit cards each month. If you can't pay it off in 2-3 months, don't by it. Before you uase credit, add up how much the finance charge is and how long it will take to pay it off. Don't complain about high fees and charges after you use credit, because you probably w...more

If you need to know your credit score, why do they want you to pay to know what your credit score is? It's just another business. they need to sell something to make money.