...new income tax bracket for 2012 income taxes.  Just remember HR Block can do a second look next year for free.   Co-Workers will not have to money to help you either.  Just keep that in mind.

I liked this article.  It was fun to read and the incentives that you mentioned would be great for the cards.  Ellen and Betty I would prepay for one if their cards and since I am in my 50's the Betty card would be great so that rewards will go towards my retirement.    Good read for the day.

yeah I have one too that is almost 4 years old to Pier One and also one to Burlington Coat Factory so I know what you are talking about.  But I can tell you m grandchildren love them because they think that they are their credit cards, but they are still young enough to think that.  Now the older one he does get a mone...more

Five Years Ago                                        NOW Single                                                       Married Income 36,000                                       Combined income 60,000 Both husband and i lost good paying jobs as Managers   Rent 200.00                                           ...more

Here is what I do..During the Christmas season I work at a retail store that pays weekly and that also gives employees a 10% discount.  If you have time to do this it is a great idea to get extra funds as well as catch the sells that are going on in the store.  It has helped me out in the past and will also help me out...more