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I moved my personal acct from SunTrust last fall when they tried to ride BOA's coattails with the fees. I went with USAA - very happy. I've already told my local branch officials that if they try something like that again, I'm moving my business acct, as well.
I love this from BOA:
"It's important to note that we never implemented the fee," said spokeswoman Anne Pace. "It was something that was talked about."
Why, thank you, Dr Spin. Let's ignore the fact that the reason you "never implemented the fee" is because of the backlash from everyone who left, or threatened...more
#4 Snowball Method for paying off debt.
True. Financially, it may be smarter to pay off 'highest interest rates first'; but there is MUCH to be said for paying 'something' off just to get the momentum rolling. And, of course, this all depends on how much debt we're talking about: is it a couple of credit cards and ...more
...or a Lamont Cranston* card - you can't find it to use it.
*for you young 'uns, that was one of the identities of 'The Shadow' back in the day...
EDIT: Now that I think about it, that would make a better credit card.
From the article: "A 2008 FDIC study found that people earning less than $30,000 were far more likely to incur overdraft fees than those with higher incomes."
Really? Who wud a thunk it? I'd just like to know what numb-nut came up with, and what numb-nut approved, this complete waste of time and money - and if th...more
The cost of goods, services, etc do increase - we get that. But to slap on some 'fee' (convenience fees - I just love those) for no apparent reason other than the company simply wants more money - especially now while so many people are cutting back and sacrificing.....
that's beyond greedy; that's just bone-headed...more
Admittedly, nothing really new; still, some good reminders for a lot of folks. The end of the year sneaks up on a lot of us while we're busy with the holiday activies.
12/6/2011
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