He has the title Dr. because he has a PhD., not an MD.

Some managers are incompetent also. For instance, the 4 errors in your comment. 1. "Every" should be in caps. 2. It's not "us" managers, but "we" managers. 3. Their incompetence, not there incompetence. 4. There should be a period at the end of the sentence.

Sounds like Cletus from the Simpsons.

I can think of 2 Goodwill stores that are better.

If you co-sign, it is your loan, too. I don't get how students can use their student loan money to buy anything other than tuition, room and board. Where does the money come from to pay for actual college expenses if the loan money is spent somewhere else?

Yes, it works both ways. For every female I know that does buy crap they don't need at Walmart, I know a male who drinks and smokes away their retirement money. Then there are females like myself who are financially savvy and will be able to retire early. The people who used to make fun of me for my frugal ways aren't ...more

I think what he means is don't save money for the sake of saving money. It's no good by itself...in the end, it's meant to spend. You will have a home that you designed yourself because you have the money. What he is saying (I think) is don't deny yourself the house you want just so you can have money. You saved it for...more

My husband and I own a storage facility and you can add that to the list. It's not a waste of money if it's used temporarily between moves. We've had a minority of tenants through the years do that. However, most of them are using it as an attic because their belongings won't fit into their house or apt. Three tenants ...more

I doubt that your mother made one third of a cent per hour.  If you mean 33 cents per hour, that would be .33 dollars.