"How can I know as a fershman in college if I'll be able to pay it back?" For starters, how about starting in Junior college and get as much as you can there cheaply before moving up? Then figure out about how much it'll cost you to finish your education and then what you can expect to make once you get gainfully...more

You sir are a fine example of an honorable person with common sense. It is unfortunate your son hasn't yet figured that stuff out yet. Don't worry, there's still hope. Some just take longer than others to figure these things out.

It's pretty simple. Don't borrow what you can't pay back. Common sense seems to be a dying thing these days. And no i'm not a 1%, I work two jobs to pay my bills and support my family. I stick to sentence #1 and in my lifetime it has served me well so far.

If they bothered to concentrate on improving their offerings they wouldn't be in this boat.   Just how long does HD think they can continue to increase profits selling the same ancient designs year after year? I could buy 5-10 year old Harley and get pretty much the same thing i'd get for new.   And don't get me wr...more

Repukes, Democraps.   Vote whatever, neither party is interested in serving the needs of the middle class, just themselves.

The lenders are not the problem, it's the borrowers.   Look at the examples here. You borrow over $50,000 to get a $29,000 a year job?   You borrow $250,000 and cannot get a good enough job to pay it back? Heck you can buy houses for far less.   $50,000, $250,000. Answer this reader, would you borrow this much mo...more