She has over $1,200 in it now, you add extra monies along the way as well, but not withdraw any, unless you close the act. out.

My daughter is almost 4 years old, I signed her up for a college savings plan at Charter One Bank. It's $25 per month, minimum for her age, can skip 2 months in payments a yr. if need be, but I have money transferred from my checking act monthly, you can pick the day it goes out. When she turns 18 yrs old, they will gi...more

Read my posts under Kamikaze Investor!

People at our fund office say the actuaries are for every 2 yrs. you retire early, you will add 5 yrs. to your life span. Like I stated my grandfather retired at 54 yrs. old, I'm right with him, "lol" Like anything you need to keep active, REMEMBER it's the stress you're getting rid of!

I'm retiring at 55 in 10 months. I've only worked 10 months since Jan. 2009. Been getting unemployment benefits while off as well. But my 401k's & Ira accounts have grown from $160,000 to over $440,000 I stayed vested in the markets & moved a few things, bought some stocks on the downside. All of which I most likely wo...more

Hear you, I got laid off at 50, 1 more yr to go til a early out. I thank god, for the unemployment extensions, keeping us a float, plus my wife having her job. I'm the stay at home dad, not used to that but it works. I was taught at a early age to save for later yrs, so glad I did, started IRA's in the early 80's, then...more

All three of those restaurants suck, their food is over priced for what you receive. If people aren't making money, minimum wages, how do you expect them to buy in a over cost place. I took my wife to Red Lobster she couldn't believe what I got for $17 it was a joke, then the beer price was the most I've paid in over a...more

Whats the difference, if they're already paying for the coverage it doesn't affect them. If they're aren't they can do what Walmart does it has most their employees on state health care, paying them less than 30 hrs a week. People will just have to go get 2 jobs to get over 40 hrs.  It suxs but it has its good values a...more

I also started my work carreer in 1978, making maybe $18,000 a year, before I got laid off in 2009 at the age of 50, I was making $135,000. I bought things were I wanted to, yet invested & saved for my retirement. I will retire the end of this year with a monthly pension of about $3,500, a early out. But was a good car...more