Yeah, you need a plan. Especially if you've financed anything. You could lose your job and be up sh*t creek without a paddle before you know it. Actually, lots of people in your situation competely muck things up without even losing their jobs.

Sounds like your house is too big and expensive (and you might have too many nice cars too).

Great comments jeralde.

This has got to be one of the stupidest articles I've ever read. I hope nobody believes this garbage msn has put up here. Every point in this article is essentially the opposite of a winning attitude in investing and saving.

What is up with these articles on MSN!? If you're making 68k and not making ends meet, there's something wrong. Send your kids to in-state public universities, don't finance your car purchases, pack your lunches when you go to work, and for heaven's sake don't buy lottery tickets! Enough with the entitlement culture al...more