ALL things considering , The best move would be to find the right place 20 years before you retire. We have done that in Florida and have a place blocks from the beach ( Less taxes and insurance) and will always have room for our future family and friends. We bought a house with 1500 Sq Ft. and added  a big family ro...more

Saving for retirement has taken on factors that were not even an issue 20 years ago. The cost of health insurance, homeowners and auto have made things difficult to retire with your old plan. Inheritance might become an obsolete word for the next generation of middle class families.

I have worked for 34 years so far and saved diligently, 457 K and a retirement.  The biggest factor not letting me retire is the Health Coverage. With a wife a few years younger It seems My dreams of early retirement are nil. That IS the biggest concern that was not 15 years ago.   BW