the rich knows the rest can't resist and always acts like a sheep.
stay away from those fraudsters that got bailouts, blood sucking banksters (goldman sach, citi, chase, boa etc etc....) then you'll be ok
401K only helps wall street. With inflation and taxes, 401K will lose its purchase power when you retire. With less disposable income to spend, bankers want you borrow from them.
This is a win-win situation for wall street bankers.