convert it to a roth now and pay income tax. all growth will then be tax free for the rest of your life and also to your spouse or children. also you can take growth gains any time you want without tax or penalty. the principle may be taken out  tax free after five years, but withdraw only if you must.. the roth is a t...more

wrong on several counts. in NY, dealers get indirect loan rates that are almost always better than the local banks direct or 'walk-in' customer rates. going to a local bank branch for an auto loan will almost always mean a higher rate/payment. Due to articles like this one, customers use NADA or Kelley bluebook as an a...more

if the president had anything to do with passing the budget, creating and spending stimulus, declaring war or mortgage practices at FANNIE/FREDDIE. then this article would be 100% correct and so would all the comments in this blog. But he does not. Blaming Bush/Obama for all this is like blaming the bank for repo-ing y...more

Anybody remember "Nixon shock"? He removed the dollar from the gold standard which even today makes international investors jumpy about the us dollar value and allows our Fed monetary fund "managers" to be irresponsible, aka printing/devaluing money. Thus our current stock market and bond market angst.

I have to believe that plugging the volt into a 220 line for eight hours would be akin to having the dryer or oven going for the same period every day. I only run my drier once or twice a week for an hour or two. The quotes I see for volt costs in reviews do not contain electric deliivery charges.

if you want a real opinion, ask any previous GM stockholder, either preferred or common shareholders, how they perceive the value of the company. And remember they are still a zombie company to the tune of 40 billion. No thanks.

one more thing about cus: they can 'pool' accounts, which banks can not. Then, say, if you default on your boat loan, they can take ANY collateral they own (eg house if you have a mortgage with them, cars if you have car loans, savings account can be liquidated to pay late pmts, fees, etc. I know several people in NY w...more

not that I'm an expert or anything, but I usually beat my broker. I've been led to believe by some reputable money managers that you invest in your 401 for the match--a 100% return when fully vested is not bad. Then contribute the max to a Roth Ira. No tax ever on the growth and it is available for emergency without pe...more