The more frugal option not mentioned here is to get something from TracFone, Net10 or Straight Talk (which are actually all owned the same company, American Movil). Sure, they're usually just "feature phones", but how smart do you need your phone to be, really? The price is right - a reconditioned Samsung S390G from Tr...more

He and his wife don't need to. That is why they have the $2M.

That's just a silly argument. You have to offer green card employees 100% of the average wage for the job they're doing in the place where they're working. Besides, these jobs are for specialist occupations requiring at least a bachelor's degree - most of them pay 5x the minimum wage.

ICanEfile.org wasn't able to get funding to update its software for this year, so they did a deal with TaxACT allowing free federal filing for *all* filers - including those above $57,000 AGI. Good option for those in states like Texas without federal filing.

Good thing, too! Insurance means I have to pay for *their* bad choices. How American is that?

Actually, insurance is typically only worth it if you can't cover the replacement costs. After all, the people selling it have to make money somehow. It may make sense for people with almost not money, but those with at least *some* money will probably do better by taking the $150-300 they would have spent on insurance...more

At least they'll leave with some practical experience.

That may also be the case, but it was not what they were examining in this study, which linked early happiness to later earnings . Read the article.

In all likelihood, they didn't have enough in stocks to begin with. If they had had a reasonable balance, there's no way they would have been getting just 1% over the last year.