Whether to take Social Security at 62, at 66, or at 70 depends on a number of factors, especially how long you expect to live.  If you simply can't work or poor health, take it at 62.  However, your benefits will be reduced for the rest of your life.  I am planning to wait until age 70 to get higher benefits.  P.S.I am...more

The cousin accepted free rent to care for the dog!  She should have contacted the owner if the dog was a problem, not euthanized it!  If I were the owner I would certainly sue, and go for a criminal prosecution if I could.  The cousin should get community service and be required to work at an animal shelter- but she wo...more

When I was going to fly last year for the first time in years I was concerned about the airlines not allowing me on the plane due to my weight.  I could not afford to be left off the plane because I was accompanying my elderly mother who needed assistance.  I reaseached it and nowhere on American Airlines was anything ...more

If you refinance a mortgage that you have been making payments on for years with a new mortgage, remember that you are stretching out the payments.  If you have already paid for five years and get a new 30-year mortgage with a lower interest, the payments will be lower due to the lower interest rate, and also because y...more

The statement "not only will you reduce your interest rate but you will reduce your principal balance too"  is misleading.  That only happens if  you put money in to reduce the mortgage!   I am refinancing right now to take advantage of the good rates.

I don't know anyone who spends money on Flights to Hawaii and New York and Broadway tickets every year.  And if someone is racking up five $35 late fees per year, then they probably aren't interested in personal finance and are not reading this article.  Soto claim $18000 in annual savings for these items just does not...more

Don't run up your credit cards for furniture and decor for your first house.  Wait until you are used to the monthly mortgage payment.

I cancelled cable tv before I read this article.  The service shut down yesterday, so I am going cold turkey.  I have been a tv addict for years- watching about 20 hours a week.  I need to exercise more, lose weight, and get some projects done around the house!  So I am off tv for at least awhile.

This article is way too simplistic.  Points to consider:    1)  How old is the home you are buying?  If it is brand new it may be years before you have major repairs,   2)  Yes you could continue to rent, and take the savings of $333 per month and invest in a stock portfolio and make 7% per year and end up wi...more