ArticleCommentsCOMMENT I think that bankruptcy should be the last resort.A person should start with a good non-profit credit counseling like Care One.They go over your budget,and help get your fees waived,and your monthly payments reduced.Go to http://www.debtandcreditrelief.org to find out more information. 2/10/2013 | | ArticleCommentsCOMMENT Impulse shopping opens the door to debt problems.People need to learn to go shopping only when they have cash. http://debtandcredit relief.org 8/29/2012 |