Be aware of residual interest. If you carry a balance and finally pay off your card in full you will still get another bill. It is the interest accrued from the period the statement is issued and the date you pay your bill.

For the third quarter, McDonald's reported profit of $1.29 per share, or $1.39 billion, compared with $1.15 per share last year. All that profit and they have to pass their increased costs on to us. What a greedy world this has become to always make more money than the year before at all costs.

Why can't a credit or debit card have the user's picture on it? Do the issuers like fraud or is it too much of an expense?

The cash for clunkers deal adds more problems than it solves. Many people that were driving clunkers to begin with were doing so because that is what was affordable to them. The program lured people into buying cars that are or will be unaffordable and will be repossessed. The credit for clunkers compared to the pri...more