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Say I pay $50.00 a month, $600.00 a year for 20 years, that is $12,000.00 for a $15,000.00 term life insurance policy and if I die before the term ends the insurance company will pay my beneficiaries $15,000.00 but if I live beyond the term, they get to keep my $12,000.00 for doing nothing but taking my money for 20 ye...more
10/10/2012
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