Is there a type of health insurance that covers everything? Not really anymore. Benefits have been eroding for several years, as premiums have risen and copays/coinsurance has been increasing. If you are lucky enough to find a plan that covers everything, it's probably way too expensive, and besides -- who needs "every...more

I think the $250,000 figure was chosen in order to include a lot of the smaller small businesses that are taxed as individuals. A small business owner may make $200,000 or so, but after business expenses and employee salaries, the owner may run his/her own household on $50,000 or so.   I don't know. That's just the i...more

While I believe the disclosures are a good thing, I just received mine, and it seems to be layed out and formatted to be deliberately confusing with crazy colors and buried headings. I'm a fairly intelligent person, but it took me quite a while before I understood it. I just wonder how many people will study it to that...more

Joe - Please delete your posts. It's dangerous to include your phone # and address. Most people don't even give their real first names on forums like this.

I agree we should be there for family in need, but only to a certain point. When family members are irresponsible, live beyond their means and then get in trouble for it, that doesn't qualify them for the family umbrella policy. Why should they get to leech off their family's hard-earned savings?   Things happen in ...more

Seriously? I commend the judge for not giving this frivolous lawsuit the time of day, and for letting the delusional woman know exactly why. Who do you think pays when someone sues the city, state, etc? The government? And who pays when the goverment pays? Taxpayers. Us. Average working people. Make the connection.

She probably would've happily accepted Monopoly money.

These are the same people who call 911 because it's raining.

I vote for hot coffee. Too many of us do the glass door thing free of charge.