I feel the urge for revenge too! But, if we pay attention to history, we should recognize retaliation only encourages our enemies to attack us. Peacemakers enable the good in people; that's why they're such a threat to those who use violence to intimidate. May the peacemakers outlast their enemies.

Kindergarden has changed from the socializing and everyday skills(tie shoelaces, mangage clothing, napping, proper toilet and washing) of my half day classroom in 1950. Of course, my Mom was home to greet me after school too. Today's kids are expected to spell, add & subtract, and read BEFORE attending Kindergarden. I ...more

My last three re-fi's were 15 year term to lower interest rate. But, I did take equity out, $60K and $30K to finance two room additions, one in 1996 and the other 2009. I'm retired, living on SocSec and PensionRollover IRA's that are performing very well over the 11 years since retirement. HELOC rates have been much hi...more

I love the CAPS LOCK reply. I believe 'nobody00777' may have drank the Kool Aid. Yeah, I agree that the Obama Administration IS overspending in the short term; but the long term will benefit. Try not to take it so hard; EVERY U.S. President suffers deriding and hateful criticism; President Obama is no different in that...more

At six years old in 1951, I asked my Dad how much money he made. Dad asked 'Is that how much each week, month, or year?' I thought for a few seconds and said 'per week'. Dad said 'I make $126.per week.' I thought for a few seconds and asked 'What do you do with it all?' Dad, then, explained RENT, CLOTHING, GROCERIES, G...more

My late wife and I bought our home in 1981 at 14.5% interest. We took advantage of a temporary, about a dozen years, program unfortunately named the 'GI quickie'. That GI-loan backed program's goal was to lower interest rates and monthly payments for existing GI home loans. Including the GI-loan process, I've refinance...more