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Your idea, while noble does not work. Firstly, it is a zero sum game. Second, you would be relying on everyone who got their mortgage paid off continue to pay to others.
Better each person just accelerate payment on their own mortgage.
And if you don't like the interest rate, don't borrow the money. There is an old saying when you are a lender..."it is not return on investment that matters, it is return of your investment".
Interest rates are based on risk. People pay high rates with poor credit and/or little or no collatoral. High rates are ju...more
Let's face it. For many people, retirement from work will occur at death or total disability.
Enter retirement with a fully paid for main home you can afford to own. A late model car in good condition fully paid for. Take in a roommate if you are single and that will pay for most of your everyday housing expen...more
These low income people need real jobs. Not sucking off the public nipple thru rent subsidies, food stamps and medicaid. What has obama done in that regard? Nothing. Unemployment figures including the shadow unemployed is at its highest ever.
Start ending these people's lives on the public dole and maybe they...more
I am a cpa and I hear that response all the time.....I made decent money, I didn't splurge, I had a family to support, etc. They are all excuses.
The bottom line is, from the day you start your working career, you have to live beneath your means. Period. No excuses. And everyone can do it. And those that don't...more
The comments here remind me of the old story. If you want to be a millionaire, should you ask a millionaire or a minimum wage earner for advise? I think we all know the answer.
Anyone, and I repeat anyone can be financially successful in this country. It takes nothing more than hard work, living beneath your means...more
Green cars in Hollywood. Sure, parked 5 cars back behind the six 500 hp gas guzzlers in the garage behind the 10,000 sq ft mansion with guest house and olympic sized heated pool. The green car gets dusted off for the ocassional public appearance.
That is one of the reasons it is called tinsel town. Fake and superf...more
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