Richard, You are like Jay Leno. Some of my friends own a truck and a car and have net worths over $30,000,000.00 USD. They put their money in land and oil and natural resources.
Cut your portions in half and eat less sugar. That will save your life and your pocketbook. Those other silly ideas are for the birds.
Heatmiser, I agree. A minimal amount of care is good. Unlimited care is wasteful.
Let the moochers pay. TJF